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Below are the items
you will need
for mortgage pre-qualification.
-
Social Security Numbers.
-
Pay stubs for past 30 days.
-
W2’s for past 3 years,
including tax returns if pay is based in any part on commission.
-
Names, addresses and
telephone numbers of employers for the past two years.
-
If self-employed, you need
personal and/or corporate tax returns including income statements and
balance sheets for the past two years and up to and including the current
year to date.
-
All bank, stock, and credit
union statements for the past three months.
-
Names, addresses, and account
numbers of each of your mortgage lenders and landlords for the past 12
months.
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Mortgage and/or rent payment
history (cancelled checks) for the past 12 months.
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Creditor list, including
names, addresses, account numbers, balances, and monthly payments.
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Checkbook or other funds to
pay the feeds due (if any) at application.
If you are interested in
looking at an FHA Loan,
please also have the following.
-
Driver’s license or picture
identification card.
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Evidence of Social Security
Number.
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A copy of your most recent
pay stub.
-
A copy of your most recent
bank statement.
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